5 Discounts You Should Ask About When Getting Auto Insurance

If you are like most people, you welcome the opportunity to save money. Every little bit of money you save makes it easier to maintain your household’s budget. 

More specifically, most people welcome the opportunity to save on their car insurance. As a requirement to drive legally, drivers can’t do without insurance. Reducing auto insurance expenses is something which many policyholders inquire about. 

Many insurance carriers offer a variety of discounts for car insurance holders. The next time you are getting a quote, ask your agent about the discounts below. 

Multi-Car Discount 
Insurance companies value loyalty. They want to be responsible for all your car insurance policies. As such, they may give customers a discount if they have multiple cars on the same insurance policies. It’s called a multi-car discount. The next time you speak with your insurance agent, ask about it. 

Multi-Type Discount 
Most insurance companies offer multiple types of insurance. They may offer car insurance, home insurance, boat insurance, and health insurance. When you buy different policies from the same company, you can save money if you ask for the multi-policy discount. 

Student Discount 
In general, insurance companies consider drivers under the age of 26 inexperienced. Research shows they are more likely to get into a wreck while driving. Due to the risks of insuring these drivers, insurance companies may charge more.  

Fortunately, you can decrease the cost of having a student driver if they are in college. Additionally, some insurance companies give students discounts for maintaining good grades. 

Safe Driver Discount 
If you are a safe driver, then you should ask your insurance agent about getting a safe driver discount. Companies often reward accident-free drivers by reducing the price of their policies. 

Passive Restraint Discount 
Car manufacturers are putting more safety features in cars to improve occupants’ safety. During a wreck, passive restraints work automatically to keep you safe. If your vehicle has passive restraint features, inform your insurance agent. You may be eligible for a passive restraint discount. 

If you are a budget-conscious individual, don’t miss the chance to save money on your auto insurance. Many insurance companies offer a discounts that can reduce the cost of your car policy. 

If you’re ready to get auto insurance, get in touch with Akin & Associates Insurance Group. We can help you get the policy that meets your needs. You can start a free online quote today or call 256-355-8500 right now to get started.