Liquor Liability Insurance in Priceville, Cullman, & Decatur AL

Liquor liability insurance is a critical safeguard that cannot be overlooked by applicable establishments. Any business that sells, distributes or otherwise serves alcohol should prioritize this type of insurance.

What Is Liquor Liability Insurance?

Commercial general liability insurance typically excludes alcohol-related incidents. Liquor liability insurance is designed as a supplement to fill that gap.

For instance, if a patron who was served alcohol causes damage afterward, the business that provided the alcohol may be liable. Liquor liability insurance can help in these situations, shielding businesses from litigation costs and other related expenses.

Beyond its risk-mitigation value, certain businesses may be legally required to retain this insurance before being issued a liquor license or even a lease.

What Does Liquor Liability Insurance Cover?

Liquor liability insurance may help cover a variety of situations. It may include coverage for legal costs and related judgments if a serving business is sued, repair costs if an intoxicated patron causes damage, and medical bills for those injured by an intoxicated patron.

Liquor liability coverage specifics may vary by insurer and policy. Contact Akin & Associates, Inc today to discuss liquor liability and available coverages. We can help ensure your business has the appropriate insurance for your specific operations.